With over 30 years’ experience in SME banking, Mr. Raikar has held senior management roles across leading financial institutions such as DBS Bank, Citibank, Fullerton Financial Holdings and Bank Danamon. His knowledge and expertise in the field of SME financing spans multi-geography exposure to banking verticals for coverage as well as risk. At Citibank, Mr. Raikar pioneered its SME banking concept—building a robust SME franchise from scratch that was replicated across Citibank globally.